Privacy Agreement

Last Updated: October 18, 2025

1. Information We Collect

1.1 Account Information

When you register for FXNext, we collect:

  • Email address (required for account creation and authentication)
  • Password (encrypted and securely stored)
  • Multi-factor authentication codes (TOTP-based MFA)

1.2 Usage Data

We automatically collect certain information when you use our platform:

  • Trading preferences and risk profile settings
  • Signal history and trade logs
  • Platform usage statistics and analytics
  • Device information and IP addresses

1.3 Financial Data

For premium subscriptions, we process:

  • Payment information (processed securely through Stripe)
  • Subscription status and billing history
  • We do NOT store credit card numbers or payment details

2. How We Use Your Information

We use the collected information to:

  • Provide and maintain the FXNext platform services
  • Process your subscription payments and manage billing
  • Send trading signals and platform notifications
  • Improve our AI-powered analysis and features
  • Communicate important updates, security alerts, and service changes
  • Ensure platform security and prevent fraud
  • Comply with legal obligations

3. Data Sharing and Disclosure

3.1 Third-Party Services

We share limited data with trusted third-party providers:

  • Stripe: Payment processing (name, email, billing information)
  • Resend: Email notifications (email address only)
  • Market Data Providers: Real-time price data (no personal information shared)
  • AI Services: Market analysis and predictions (market data only, no personal information)

3.2 Legal Requirements

We may disclose your information if required by law, legal process, or to:

  • Comply with legal obligations
  • Protect our rights, property, or safety
  • Prevent fraud or security issues
  • Respond to government requests

3.3 Business Transfers

In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity.

4. Data Security

We implement industry-standard security measures:

  • Password encryption using secure hashing algorithms
  • TOTP-based Multi-Factor Authentication (MFA)
  • Encrypted database connections (PostgreSQL with SSL)
  • Secure API communications (HTTPS only)
  • Regular security audits and updates
  • Role-based access control for admin functions

5. Your Privacy Rights

You have the right to:

  • Access: Request a copy of your personal data
  • Correction: Update or correct inaccurate information
  • Deletion: Request deletion of your account and data
  • Portability: Export your trading data and settings
  • Opt-out: Unsubscribe from marketing emails
  • Withdraw Consent: Revoke permissions at any time

To exercise these rights, please contact us through your account settings or email support.

6. Cookies and Tracking

FXNext uses session cookies to:

  • Maintain your login session
  • Remember your preferences
  • Provide CSRF protection
  • Analyze platform usage (anonymized)

You can control cookies through your browser settings, but disabling them may affect platform functionality.

7. Data Retention

We retain your information for as long as:

  • Your account is active
  • Needed to provide services
  • Required by law or regulation
  • Necessary for legitimate business purposes

After account deletion, we may retain anonymized data for analytics and backup purposes for up to 90 days.

8. International Data Transfers

Your data may be processed and stored in data centers located in various countries. By using FXNext, you consent to the transfer of your information to countries outside your residence, which may have different data protection laws.

9. Children's Privacy

FXNext is not intended for users under 18 years of age. We do not knowingly collect personal information from children. If we discover that we have inadvertently collected data from a minor, we will delete it immediately.

10. Changes to This Privacy Agreement

We may update this Privacy Agreement periodically. We will notify you of significant changes via:

  • Email notification to your registered address
  • Prominent notice on the platform
  • Updated "Last Updated" date at the top

Continued use of the platform after changes constitutes acceptance of the updated agreement.

11. Contact Us

If you have questions or concerns about this Privacy Agreement or your personal data, please contact us:

FXNext Support

Email: privacy@fxnext.net

Platform: Account Settings → Contact Support

By using FXNext, you acknowledge that you have read, understood, and agree to be bound by this Privacy Agreement.